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Looking for office property financing?
You've come to the right place.

Commercial Direct provides direct office property financing nationwide with more flexible options and benefits than traditional lenders.

  • Why Should You Choose Commercial Direct?

  • You get the money you need.
    We have the expertise and flexibility to get deals done. Financing up to 80% for owner-occupied properties and 80% for investors to refinance, get cash-out or purchase.

  • You get rates and terms to meet your needs.
    Up to 30-year fixed rates and terms.

  • Fast fundings.
    48-hour pre-approvals and a streamlined residential-style underwriting process can provide closings in fewer than 45 days.

  • Low cost.
    No balloons, no application fees, no legal fees.

  • No ongoing financial reporting requirements.
Get The Cash You Need For:
-Business Expansion
-Consolidating Debt
-Improving Property
-Expanding Inventory
-Purchasing Equipment
-Buying Property
 Call 1.800.916.7232

  • What To Expect When Seeking Office Property Financing.

Offices are popular property investments yet the approach taken by most lenders can make getting reasonable financing very challenging.

Traditional lenders:
  1. Focus on vacancy rates and operating history.
  2. Limit financing to maximum of 75% thus tying up more of the owner's valuable cash.
  3. Don't like to finance investors who live in another city or state.
  4. Require tedious ongoing financial reporting.
  5. Focus on short-term (5 to 10 year) notes with difficult balloon payments. Short terms also force frequent refinancing with the associated costs and risk of payment increases.
  6. Don't allow un-restricted cash-out loans.

  • What Makes Commercial Direct's Approach So Popular?

A specialized focus on the needs of investors and small business owners along with flexible funding options makes affordable office property financing much easier and faster to obtain.
  • Global Income Approach. Vacancies and cash flow don't tell the whole story. By including the investor's income from all sources, not just the property, Commercial Direct can make financing office property much smoother.

  • High financing levels. Programs with up to 80% financing for owner-occupied properties and 80% for investors helps owners put their cash to more productive use.

  • Investor-friendly. Commercial Direct does not require owner occupancy for office property.

  • No ongoing reporting requirements. Spend your time running your business.

  • Up to 30-year fixed rates and terms. With loan terms ranging from 15 to 30 years for office property financing, Commercial Direct allows you to better manage your business cash flow. Longer loan terms allow you to lower your monthly payment and control the speed at which you build equity.

  • Unlimited cash-out refinancing allowed for office property. Use your cash to perform property improvements, invest in additional real estate, or to enhance your business where you need it most.

  • Your Next Steps for Financing An Office Property.
Get pre-approved and speak to a Commercial Loan Specialist today. Pre-approval is free and has no obligations. It's the fastest and easiest way to learn the best options for you, and the first step to receiving the cash you need.

   Call 1.800.916.7232

  • Office Property Postings from Art of the Loan Blog
    Flooring company owner in NC purchases her office with only 10% down... More

    Dentist buys his own office with high LTV financing.... More

    Attorney Buys Her Office Condominium - Closes In Under 30 Days... More

    $580.000 Office Building loan in Washington State... More

    Office with small down payment.... More






What is Considered Office Property?

Office buildings are structures designed for general commercial use and are usually subdivided into smaller units. Office use implies a general business use that does not include manufacturing, warehouse-type operations, or retail.




Commercial financing expert Art Silberman is passionate about helping borrowers get their deals funded.

Read his latest postings.

Flooring company owner in NC purchases her office with only 10% down... More

Dentist buys his own office with high LTV financing.... More

Attorney Buys Her Office Condominium - Closes In Under 30 Days... More

$580.000 Office Building loan in Washington State... More

More success stories
Commercial Direct

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This is not an offer to make a loan or to make a loan on any particular terms. All loan applicants must submit a written application and all required documentation. All information submitted by loan applicants is subject to verification. All loan applicants must qualify under our underwriting requirements and satisfy all contingencies of loan approval. Loan approval will be subject to satisfactory appraisal, title review and no change in financial condition. Some loan types may not be available in all jurisdictions. This loan program is subject to change without notice. This loan program is for business purpose and commercial loans only. Copyright 2003 - 2008 Bayview Financial Small Business Funding, LLC. All rights reserved.

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