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Complete Program

Here's a quick overview of our Complete Loan Program. To see if you qualify, simply click "Get Started Now", provide us with some basic information, and a Commercial Loan Specialist will contact you to discuss which commercial loan option is right for you. It's that easy!

Ideal For:

Borrowers who can get a bank loan but don't want the hassle
Borrowers who are willing and able to fully document income
Borrowers with sufficient income and assets whose property doesn't cash-flow

Commercial Loan Program Benefits:

Borrow up to 80% LTV for owner-occupied and investor properties
Longer terms and faster closings

Commercial Loan Program Highlights:

Focus on credit and income rather than property cash-flow
Residential-style underwriting
Unlimited cash-out refinancing

Eligible Property Types:

Apartment Buildings /
Multifamily (5 + units)
Mixed-Use
Office
Retail
Warehouse
Mobile Home Park
Light Industrial
Automotive Services

Types of Commercial Financing:

2, 5 and 7-year fixed, then adjustable
Fixed rate

Commercial Loan Terms:

15, 20 and 30-year fully amortizing loans

Fees:

$495 processing fee
$500 underwriting fee
All third party costs including Appraisals, Title, Environmental Insurance and Survey (if required) are paid by borrower

Commercial Direct Advantage:

No loan committees
No ongoing financial reporting or covenants
No limit on loans to single borrower
No reliance on property cash-flow for mortgage approval
No deposits required
Assumable loans at no cost