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Leadership

Howard Shoer, Managing Director
With primary responsibility for managing Commercial Direct, Mr. Shoer plays an integral role in the company's success.

After joining the Commercial Lending Group of Bayview Financial in 2001, Mr. Shoer was tasked with creating the company's retail lending division. In early 2003, this division officially became Commercial Direct.

Mr. Shoer began his career on Wall Street working in both the contract finance and real estate finance groups of First Boston. There he gained experience on commercial property sales, financings, and advisory work.

Mr. Shoer graduated from the Wharton School at the University of Pennsylvania, Cum Laude, with a concentration in Finance.
Richard Jolis, Vice President
Joining Bayview Financial in 2004, Mr. Jolis created the CD Express Operations Department, the stated income/stated asset program originated by Commercial Direct. In his role as Operations Manager, he is responsible for the areas of Processing, Underwriting, Closing, Funding, and Post Closing.

Since he began his career at Flagship Bank in 1977, Mr. Jolis has gained extensive experience in Commercial and Mortgage Banking. Throughout his career he has been involved in all aspects of the mortgage industry including retail and wholesale loan production, underwriting, quality control, and secondary marketing. Since 1992 he has been involved in the creation of several Mortgage Banking companies in the U.S. and Puerto Rico, while overseeing the production, operation, marketing, and long term strategies of the various companies.

Mr. Jolis teaches college level courses in Mortgage Banking, Mortgage Brokerage and Loan Processing.
Jerry Goldfarb, Vice President
As Director of Bayview's retail lending center, Jerry Goldfarb is responsible for the quality customer service associated with Commercial Direct's Loan Specialists.

Mr. Goldfarb develops strategies that allow Commercial Direct to best serve the needs of borrowers. He manages the loan originations team to ensure that our lending solutions maximize borrowers' investment potential while minimizing the time required to obtain funding.

Mr. Goldfarb recently joined Bayview's Commercial Direct division and brings with him more than 25 years of experience in the financial services field. He has extensive experience and a record of success developing and managing direct-to-borrower loan originators nationwide.
Jonathan Mirabito, Assistant Vice President
As Business Development Officer for Commercial Direct, Mr. Mirabito is responsible for developing and managing business partnerships for Bayview's retail lending division. This includes discovering and evaluating new business partnership sources via online avenues as well as with traditional financial institutions.

Prior to joining Bayview in 2003, Mr. Mirabito provided consultation and analysis to several major financial firms. His experience includes business valuation, credit analysis and relationship development.

Mr. Mirabito received a Bachelor of Science Degree in Finance and Consulting from the Goizueta Business School at Emory University.

Please contact Jonathan Mirabito to discuss partnership opportunities at 1.800.916.7232 or send email to JonathanMirabito@commercialdirectloans.com.

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